HomeStreet Bank provides resources for members struggling financially

Our partners at Homestreet just sent us an email the other day that we hope has utility for our members that need help during these trying times:

Seeing that Hawaii is experiencing high unemployment due to Covid-19, we thought you may like to have some resources available in the event you have members, or their family members, in need of financial help.

These services are offered at no cost to your members, they extend to family members and are offered by phone or on-line so they are easily and safely accessible.

As part of the Inside Edge Financial Wellness Program, there are participating partners and resources available to help members and their family members who may be dealing with debt issues

Not a member yet? Join now via this instant membership online form.

Are you already a member but can’t access the content? Click here to troubleshoot or just call our office.

HomeStreet Bank offers free financial education and resources

UHPA membership partner HomeStreet Bank sent us this information below which we believe will be of benefit to UHPA members.

Recognizing that members are dealing with financial concerns as well as physical and emotional, we have expanded the on-line member financial support services offered through the Inside Edge Program. In addition to the Inside Edge exclusive discounts on home loans and refinance loans to reduce monthly payments, your members now have access to expertly-crafted financial education and resources at no cost.

HomeStreet Bank is partnering with an organization called “BALANCE”:

Your financial wellness is important. HomeStreet Bank’s Inside Edge Program is partnering with BALANCE, a non-profit financial fitness program to provide you with free access to financial education and resources. It’s easy to set up an account and sign up under “employee” category to utilize online tools such as financial calculators and videos, and search for articles based on your current financial life stage or register for money-management webinars. We hope these online resources address some of the financial needs you may be facing during these uncertain times.

Click the button below for the UHPA Member-only content and follow the links to “Access free educational content”

 

Not a member yet? Join now via this instant membership online form..

Are you already a member but can’t access the content? Click here to troubleshoot or just call our office.

Farmers Insurance Hawaii reducing auto premiums in May

The below message was delivered to UHPA from Farmers Insurance Hawaii – we are publishing it with little to no editing as a courtesy to our members.

At Farmers Insurance Hawaii, we’ve been helping our Hawaii customers protect and prepare for the unexpected for 65 years. And during this challenging time, we continue our commitment to serve all our customers with aloha. 

In an effort to provide additional financial relief to our customers, Farmers Hawaii is providing a 15% reduction in May auto premiums. Customers will receive this monthly premium credit automatically and will not need to take any action. This is an expansion of our previously announced Farmers® Cares initiatives of a 25% premium reduction in April, offering additional flexible payment plans and pausing cancellations until May 22nd. 

If customers need additional assistance, please call the Farmers Hawaii Customer Care Team at 1-808-672-9569 during our operating hours (Monday – Friday 7AM-6PM HST & Saturday 7AM-2PM HST).

From everyone at Farmers Hawaii, we want to say mahalo for your business. 
We thank you for being a valued customer, and we are proud to serve you. Please stay safe and healthy!

As a reminder, Farmers Hawaii also provides the below online tools available for customers to help manage their auto insurance policy.

File Claims remotely – If you need to file a claim, you can do so online through www.farmershawaii.com or by calling 1-808-544-3999. 
24×7 online self-service for managing your accountwww.farmershawaii.com and our Mobile App equip you to handle many of your needs remotely. Should you need to access your ID card, review your policy documents, pay a bill or make policy changes you can do so using these self-service tools.
Other payment options:Over the phone:  1-888-437-3870  Mail in a payment via USPSVisit a MoneyGram counter at all Longs and WalMart locations in the state of Hawaii. There is a $1.99 fee for each transaction, and you must bring a valid I.D. and your policy number

Coronavirus-related assistance on mortgage or rent

Message from our benefits partner at HomeStreet Bank that may be of interest to those encountering challenges with rent or mortgage payments:

If you’re among those financially impacted by the coronavirus pandemic, you might be concerned about how to pay your mortgage or rent. As a result of the CARES Act, Federal and state governments have announced plans to help struggling homeowners during this time.

Major mortgage relief options during the coronavirus pandemic:

Mortgage forbearance

Forbearance is when your mortgage servicer or lender allows you to pause or reduce your mortgage payments for a limited period of time.  Forbearance doesn’t erase what you owe – you’ll have to repay any missed or reduced payments in the future – but it can protect your credit if you miss part or all of your payments during this period.

  • If you can’t pay your mortgage, or can only pay a portion, contact your mortgage servicer immediately
    • It may take a while to get your loan servicer on the phone due to the extremely high call volume they are receiving.
    • Have your account number handy.
    • You may need to explain why you’re unable to make your payment and provide details about your income, assets, and expenses
  • Once you’re able to secure forbearance or another mortgage relief option, ask your servicer to provide written documentation that confirms the details of the agreement.

NOTE:  If your mortgage is serviced by HomeStreet Bank and you have been impacted by COVID-19 and would like to request a payment forbearance or deferral, you may email loanservice@homestreet.com.  Please provide your full name, loan number, and a good contact phone number and they will reach out to you within 48 hours. You may also call 1-844-544-9071 to reach a dedicated Loan Counselor. Please be aware call volumes are high and hold times are longer than normal. The hours of operation are Monday through Friday, 8:00 a.m. to 5:00 p.m. Pacific Time.   

Protections for renters

The CARES Act provides for a suspension or moratorium on evictions if your landlord has a federally backed mortgage or multi-family mortgage, and you cannot be evicted for nonpayment of rent for 120 days beginning on March 27, 2020.  If the property you rent isn’t covered by the CARES Act, many states have suspended all evictions and foreclosures due to the pandemic.

Editor’s note:

This article was provided by HomeStreet Bank as a courtesy to UHPA members and has been published here with minimal, if any, editing- please contact them directly if you have any questions or comments.

Considering Landed Mortagage Assistance? Use this handy tool

During our Fall 2019 campus visits, UHPA summarized the value proposition offered by Landed.  We developed a spreadsheet of calculations and have decided to make this available to UHPA members for their own use.  It’s a Google sheet, so just access it here (members only – here’s how to get in), make a copy, and follow the instructions at the top of the sheet.

Our goal is to give you the facts via calculation so that you can make a fully informed decision on your home purchase.

This content is made available to UHPA Members only via our Google Drive files. If you’re not a member, signup is quick and easy via our online form.

Get a quote and receive a free emergency kit

Though the current hurricane season is about to end, it’s never too late to get an emergency kit. Our friends at Farmers Insurance Hawaii are offering the below for all UHPA members. The link to your keycode referenced in the offer is available to you only via our member-only Google Drive (view content access instructions). If you’re not a member,  signup is quick and easy via our online form.

 

Message from Farmers Insurance Hawaii:

From the Farmers Insurance Hawaii ohana to yours, we care about your safety and are providing emergency preparedness kits for hurricane season. Visit Farmers Insurance Hawaii for an auto insurance quote at our Honolulu, Hilo, Kona, Kahului, or Lihue offices and receive one free emergency kit. Be sure to include the UHPA keycode (available for members only on this page) – to receive your UHPA member discount.

Disclaimers:

1) Quote promotion valid through November 29, 2019 or while supplies last.

2) Must mention the promotion at time of quote. One emergency kit per household per completed quote. For existing policyholders, one emergency kit per household per policy will be provided while supplies last.

3) To participate, visit Farmers Hawaii’s Honolulu, Hilo, Kona, Kahului, or Lihue office to request an auto insurance quote. Honolulu: 500 Ala Moana Blvd. Tower 6, 5th Floor between 8:00am-4:30pm Monday-Friday. Hilo: 111 E Puainako St, Hilo, HI 96720 at Prince Kuhio Plaza, between 9am-6pm Monday-Saturday. Kona: Walmart 75-1015 Henry St. Kailua-Kona, HI 96740 between 9:00am-6:00pm Monday-Friday. Kahului: Walmart 101 Pakaula Street, Kahului, HI 96732 between 9:00am-6:00pm Monday-Saturday. Lihue: 3016 Umi Street #1, Lihue, HI 96766 between 8:00am-5:00pm Monday-Friday. Upon quote completion, customer will receive one emergency kit.

4) For Hawaii residents 18 years or older only.

5) Employees of Farmers Insurance Group of Companies are not eligible.

6) Cannot be combined with any other offers.

7) Some restrictions apply.

Inaugural Faculty Meetup was a great success!

Dan Harris-McCoy and UHPA President Ashley Maynard  organized our first Faculty Meetup on Sept 4, 2019 and we’re happy to report that it went great with Kristi Govella, Emily Daubert, and Roger Chen attending (in addition to Dan and Ashley).  The meetup lasted about 45 minutes.

When asked about what the topics were, Dan Harris-McCoy said, “We talked generally about settling into life on Hawaii and at UH. So we discussed serious things like life in faculty housing, home-ownership, finding work for spouses. But we also talked about pets and favorite restaurants. I especially enjoyed meeting with new faculty to talk about adjusting to life in Hawaii.”

UHPA President Ashley Maynard who was kind enough to take the photo, said, “It was great to meet up with UHPA members just to talk story. We plan to do it again soon.”

Meetups get published in our monthly newsletter and you can always visit our Meetups Page to get the latest news and Meetup announcements.

 

UH Maui College 9/13 Faculty Meetup

What: Meet the UHPA Team and Share your Thoughts, prepare for 2021!

Where:  Ka Lama Building, #103

When: 9/13 (Friday) from 12:00-1:30pm

Who:  Contact Juli Patao (jpatao@hawaii.edu) if you need more infromation.

View this and meetups on our Faculty Meetups Page.

You’re invited to our first Faculty Meetup – join us!

UHPA Members are launching what we hope will be popular new feature – Faculty Meetups!

We share overlapping interests and values. And we are all engaging in interesting things. Let’s meet up! Whatever you like to do, maybe you’d like to have some of your colleagues join you. We can grab lunch together. Visit a gallery, botanical garden, or the zoo. Go to a movie. Have coffee. Start a meditation group!

Below is the first organized Faculty Meetup sponsored by Dan Harris-McCoy. Please contact him directly or just show up! Interested in hosting something like this yourself? Our Faculty Meetup page has more details along with a link to the request form.

Dan’s invitation is below and we hope you attend!

We are thrilled to announce a new UHPA initiative: the faculty “Meetup”. Our goal is to help create a greater sense of community among our amazing faculty by facilitating gatherings—which we’re calling meetups—of any size and for any reason (social, practical, about an issue or concern, etc.). An added bonus: anyone can organize a meetup, so feel free to propose a Faculty Meetup of your own using this form.

Our first gathering is a “Purely Social Coffee Meetup”. It’s an opportunity to get together, meet new friends, and maybe discuss summer adventures and how the semester is going so far. We’ll be meeting on Wed., Sep. 4 from 11 am to noon in the Campus Center Starbucks at UH Manoa. Look for us there or in the adjacent patio.

Please note that this is not a UHPA-sponsored or sanctioned event. UHPA helps us promote and publicize the event but they are in no way responsible for the event itself.

Contact Dan Harris-McCoy (harrismc@hawaii.edu/deharriswm@gmail.com) with any questions. Hope to see you there!

 

UHPA’s Aulani Resort special offer availability shrinking quickly – book now

We had an immediate booking response to our “Early Bird Announcement” last month about UHPA’s Aulani Resort heavily discounted offer.  We now have less than half of the reserved rooms available.  If you are considering bringing the family to the Aulani resort this year, we suggest you make your reservations now.  This event sells out every year and rooms go on a first-come, first-served basis.

Our special rates are in effect for Oct 25 & 26.  Want to stay longer? You can reserve dates up to 5 days before or after our special rate days as long as those dates include our special rate days.  This year brings a special treat as it overlaps with the Hawaii Food and Wine Festival “Life’s a Beach” event at the Ko Olina resort – tickets available separately.