We’re happy to report that for the last quarter, UHPA members processed 4 loans (one of which was a first-time buyer) and saved an average of $1,333 on each of their mortgages.  That brings the total amount of savings for UHPA members to $138,000 on this program.   It has been reported that interest rates may be going up soon, your mortgage payment may never be as low as it could be right now.