From HomeStreet Bank: Home Equity vs. HELOC

 

Our UHPA member benefits partner HomeStreet Bank has published its October message: 

Home Equity vs. HELOC

Deciding whether or not to use the equity in your home to
pay off unsecured debt and/or make home
improvements can be a difficult financial decision.
Second mortgages come in two basic forms: home equity
loans and home equity lines of credit (HELOCs) – both of
which offer the potential for low APRs and streamlined
monthly payments. Click here to learn if one of these is
right for you!

 

Not a member yet? Join now via this instant membership online form.. Are you already a member but can’t access the content? Click here to troubleshoot or just call our office.

 

Save the Date: “Rate My Administrator 2022” coming next week!

Our annual “Rate My Administrator” survey will be coming to your inbox early in the week of Oct 17,  All UHPA members will receive an email invitation to rate their administrator(s). If you are not a member of UHPA, get your membership started right now so you can participate. 

The UHPA Board of Directors has authorized Market Trends Pacific to conduct the survey and report the results, including notable changes from last year’s summary of findings.  All submission data will be kept confidential. Only anonymous, summarized information will be published. 

As a participant in the survey, you will have the opportunity to rate any administrator(s) at any level relevant to your campus, i.e. Dean, Chancellor, Vice-Chancellor, Vice-President, and President. 

Save the date and look for the invitation in your inbox early in the next week of October 17, 2022.

Notice on Confidentiality

No personally identifiable information will be collected or stored by UHPA, and the process does not utilize any University of Hawaii computers or equipment. This survey is independent of any 360 evaluations being distributed by the UH administration. All results will be structurally anonymous and no one will be able to determine the identity of respondents (including UHPA).

UHPA Members: Cancel Your Student Debt Once and for All

Register Now. Seating is limited.

Registration is required to attend. Follow the RSVP links below for your desired location.  These events are open to UHPA members only.  

CampusDate/TimeRSVP LInk
UH West OahuMonday, October 10, 2022, 10:00 a.m.Reserve Your Seat
UH ManoaMonday, October 10, 2022, 2:00 p.m.Reserve Your Seat
Kapiolani Community CollegeTuesday, October 11, 2022, 10:00 a.m.Reserve Your Seat
UH HiloWednesday, October 12, 2022, 10:00 a.mReserve Your Seat
Hawaii Community CollegeWednesday, October 12, 2022, 2:00 p.m.Reserve Your Seat
Zoom Webinar – open to all UHPA membersTuesday, October 11, 2022, 1:00 p.m.Reserve Your Seat

Eliminate crushing student debt

Freedom from student debt can be yours with the U.S. Department of Education’s new loan forgiveness up to $20,000 and the temporarily expanded Public Service Loan Forgiveness program. Put an end to your monthly student loan payments. It’s like giving yourself a pay increase so that you can move forward with your life instead of being bound by debt hanging over you.

Time is of the essence

The deadline to apply for the temporary waiver for the Public Service Loan Forgiveness program is Monday, October 31, 2022. University of Hawaii faculty who are employed over thirty hours are eligible to apply for the program as public employees. Even if you have applied before and were previously declined, you should apply again because the rules have changed.

UHPA is partnering with AFT (American Federation of Teachers), the national union that represents teachers, faculty in higher education, and those in other professions, to offer a series of informational workshops to help with the application process. 

Due to the short timeline and with the AFT Representatives here for only three days, we are unable to accommodate visits to every campus.  We are offering a Zoom meeting if you are unable to attend one of the meetings in person.  Please note that you must have a Zoom account to register for the Zoom webinar.  

What Weʻll Be Covering at These Sessions

The 90-minute sessions are free and are being presented as a benefit to UHPA members. Key topics that will be covered include:

  • An awareness of scams related to student debt relief, and action steps to take if contacted by scammers
  • Information about the Biden administration’s recent announcements regarding $10/$20k in broad-based debt relief
  • What borrowers should expect to access that broad-based debt relief
  • Information about Income-Driven Repayment plans, how they work, and why they are important to borrowers
  • Information about Public Service Loan Forgiveness and the Temporary PSLF Expansion (waiver)
  • A discussion of additional steps borrowers who have older FFEL loans, Perkins loans, and Parent Plus loans may need to take to access the above programs
  • An explanation of options and steps for applying to these programs before the October 31 PSLF waiver deadline (Summer, Studentaid.gov)

Get Free Home Buying Content From HomeStreet Bank

 

 

 

Our UHPA member benefits partner HomeStreet Bank has a message for UHPA members that will give you the knowledge you need and may save you a considerable amount of money if you are buying a home:

UHPA Member Saving for Homeownership

For most people, buying a home is both an exciting and challenging venture—it is the quintessential American dream. However, because of the high costs involved, saving for home purchase takes commitment, research,and sometimes sacrifice. The button below will view a list of UHPA member-only content that will access to UHPA-specific numbers and links with general information on the costs involved and the types of expenditures you will need to save for in order to buy your first home.

 

Not a member yet? Join now via this instant membership online form.. Are you already a member but can’t access the content? Click here to troubleshoot or just call our office.

 

Last Chance to Book the Aulani Resort Special

Rooms Added to A Previously Sold-Out Offer

As per previous years, we had a huge response to UHPA’s Disney Aulani Weekend offer and it in fact was sold out shortly after our monthly round-up newsletter was sent.

We asked the folks at Disney to give us a few extra room nights for those that may have missed the opportunity.  We’re happy to announce that as of right now, we’re not sold out and you can make a booking.

If you missed out, now is your chance. Do not wait as this too will sell out quickly.

Want to stay longer? You can reserve dates up to 5 days before or after our special rate days as long as those dates include our special rate days.

Book Now: UHPA’s Disney Aulani Weekend!

Our very popular UHPA Disney Aulani Weekend returns for it’s 8th annual event on Oct 28 & 29, 2022.  Don’t miss out!

UHPA members love the Disney Aulani Resort. If you are an early bird planner, this is your chance to get the best rooms at our heavily discounted rates before they sell out as they do every year.

Start Earlier or Stay Later

Our special rates are in effect for Oct 28 & 29.  Want to stay longer? You can reserve dates up to 5 days before or after our special rate days.  As in previous years, it overlaps the Halloween weekend which should be extra fun for the whole family

First Come, First Serve Will Sell Out Quickly

Last year this sold out within weeks.  Early bird reservations are open now and we highly recommend you make your reservations as we only have limited availability and if previous years are an indication, this will sell out very quickly.

Get Your Free McDonald’s Hot or Iced Coffee This Week Only

UHPA received the following from authorized representatives of McDonalds and are passing it on unedited to our members:

FREE McDonald’s Hot or Iced Coffee for All Teachers/Educators: May 2-8

McDonald’s of Hawaii is thanking all educators statewide, during National Teacher Appreciation Week, for championing Hawaii’s next generation. 

From Monday, May 2 to Sunday, May 8, simply present your valid school I.D. at any McDonald’s for a FREE medium hot brewed coffee or medium iced coffee

One redemption per person, per day. No purchase is necessary. The offer is available all day either at the drive-thru or in restaurants.

Dates: May 2 – 8, 2022

Times: All day (restaurant hours vary by location)  

Locations: All 73 McDonald’s on Oahu, Maui, Hawaii Island and Kauai  

For more of your favorites and great deals all year-round, download the McDonald’s app on your smartphone or tablet and sign-up for the MyMcDonald’s Rewards program.
Social hashtag: #McDonaldsLovesTeachers

HMSA Hosting EUTF Online Webinar

UHPA received this announcement from HMSA and is directly passing it on to our members.

Do you have questions about your HMSA health plan benefits or want to learn how you can get the most out of your plan?

Join us to learn about: 

  • Health plan options.
  • How your health plan works.
  • Online resources and tools to help you manage your plan.
  • Ways to save money.
  • Well-being programs.

Click any of the links below to register:

Get Your Home Buying Benefits From HomeStreet Bank

Our UHPA member benefits partner HomeStreet Bank has a message for UHPA members that may save you a considerable amount of money if you are buying a home:

UHPA Member Home Buying Benefits

As a member you are eligible for exclusive home buying benefits ONLY through Affinity Lending at HomeStreet Bank. You now have access to pre-negotiated discounts on the loan amount and on Realtor commissions as well as access to thousands of dollars in down payment assistance. To learn more about your home buying benefits access the member-only page via the button below.

Not a member yet? Join now via this instant membership online form.. Are you already a member but can’t access the content? Click here to troubleshoot or just call our office.

Get Your Free McDonald’s Breakfast Sandwich This Week Only

UHPA received the following from authorized representatives of McDonalds and are passing it on unedited to our members:

FREE McDonald’s Breakfast Sandwich Meals for Educators: Oct. 11 – 15 

McDonald’s of Hawaii is thanking all educators and faculty statewide for their hard work and commitment to our students during these challenging times. From Monday, Oct. 11 to Friday, Oct. 15, McDonald’s is offering a FREE Breakfast Sandwich Meal (choice of an Egg McMuffin®, Bacon Egg & Cheese Biscuit or Sausage Biscuit) with Hash Browns and choice of a medium hot or cold beverage. 

Simply present any identification that shows you are UH faculty (e.g. UH ID, business card, etc) during breakfast hours at any McDonald’s in Hawaii. One free meal per educator. No purchase necessary. Available only at the drive-thru and takeout. 

Dates: Oct. 11 – 15, 2021  

Times: Breakfast hours (varies by restaurant most end at 10:30 a.m.)    

Locations: All 73 McDonald’s on Oahu, Maui, Hawaii Island and Kauai  

For more free food and great deals all year-round, download the McDonald’s app on your smartphone or tablet and sign-up for the new MyMcDonald’s Rewards program.