The below message is from UHPA benefits partner Farmers Insurance:


Hurricane Coverage in Hawaii

Your home is your castle. It protects you and your family, as well as your worldly possessions, from the elements. For many, the home is also your major investment. Yet natural hazards such as hurricanes can threaten your home, and the results can be devastating.

Remember: To protect your property from the winds of a hurricane, you need hurricane insurance. A standard homeowner’s policy will not cover hurricanes. Flooding is also a common event during hurricanes and storms. A separate flood insurance policy is needed to cover flood damage.

That’s why UHPA is working with Farmers Hawaii to provide UHPA members with special rates and priority service. Farmers Hawaii understands the needs of Hawaii residents with a local, personal, hands-on care that people in the island community deserve. That way you know you’re getting the coverage you want.

Hurricanes are most likely to occur June through November in Hawaii. So now is a good time to talk to a representative at Farmers Hawaii to make sure you are prepared. While it is never possible to eliminate all damage from the destructive force of a hurricane or flood, speaking with a representative from Farmers Hawaii could significantly lower your risk and possibly save you money on your existing coverage. 

If you purchase hurricane and/or flood insurance through Farmers Hawaii, you’ll receive a discount on your Farmers Hawaii auto insurance policy. If you don’t already have a Farmers Hawaii auto insurance policy, call the dedicated UHPA line today at 800-420-9176 and you could save you up to $366* on your auto insurance. 

Farmers Hawaii has been the choice of many island residents since 1955. We’re always here to answer your questions, as well as to help keep all your insurance plans up to date.