The EUTF Board revised the rate structure and added a two-party rate. Historically, faculty members who enrolled only two people under the trust fund’s insurance programs had to pay the family premium.

The EUTF will shift from insured plans to self-funded plans for all medical & prescription drug plans, except for Kaiser and a dual coverage plan insured by Royal State thus reducing premiums and premium increases.

The EUTF Board will also be offering a choice of medical and hospital insurance (HMSA High Deductible Health Plan & Kaiser – Low Option) with a higher deductible but lower monthly premiums. There will be two additional HMO plans and an additional Preferred Provider Organization plan.

The http://www.eutf.hawaii.gov/.